Our initial meetings are free of charge and will provide you with the necessary information you are looking for in the process of buying a home.Īt Expats Amsterdam, we all come to work every day because we want to help expats in any way we can. Would you like to know more? First appointment is free of charge.įeel free to make an appointment with us to find out more about mortgages in The Netherlands, or other services offered by Expats Amsterdam. The basic mortgage calculation requires four pieces of information: The cost of the home The down payment The interest rate The loan term (in months). Using the 250,000 example above, enter '50' in the monthly principal prepayment field, then either hit 'tab' or scroll down. Are you applying for the 30% ruling? Please tick this box. The calculator allows you to enter a monthly, annual, bi-weekly or one-time amount for additional principal prepayment.To do so, click '+ Prepayment options.' Let's say, for example, you want to pay an extra 50 a month. If you have a partner, please provide his/her salary as well. Demand is now at its lowest level in a month. How does the Mortgage Calculator based on salary work? You can take the 30% ruling into the mortgage calculator above. ![]() To find out if you are entitled to this 30% ruling facility, more information can be found here. This facility allows your employer to pay 30% of your salary tax free. pay if you add additional payments outside of the regular monthly payment. Use our free mortgage affordability calculator to estimate how much house you can afford based on your monthly income, expenses and specified mortgage rate. 30 years 360 months, 20 years 240 months, 15 years 180 months. Current mortgage payment: The monthly payment, principal and interest, based on your original mortgage amount (doesn’t include current homeowners insurance or taxes). Free Mortgage Calculator Online - Calculate Mortgage Payments With Our Simple. Number of months The number of months you wish to finance this home mortgage loan. Annual interest rate The interest rate for this home mortgage loan. When you work in the Netherlands, you might be entitled to a special expense reimbursement scheme namely the ‘30% ruling facility for incoming employees’. Definitions Proposed mortgage loan amount The amount you wish to borrow for your home mortgage. You can find this information on your pay check or you can ask your HR department what you yearly income is. Your salary will also include the holiday allowance. Do you have a partner that works? Then it’s important to know his/her salary as well. Our Mortgage Payment Calculator allows you to easily determine what your monthly payments would be on a fixed-rate mortgage of a given amount, length (term).
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